Sadly our society is getting more and more unequal as the results of the financial crisis bite deeper. Unemployment is everywhere, more than 50 million people are on food stamps and so many people are struggling from day to day.
There is a rise in bankruptcies, small value loans such as payday loans and installment loans are becoming more and more popular and more and more people are turning to financial counselling.
This is an indictment on our society. The rich are getting richer and the poor are getting poorer. We even reward the rich, for example when they run a bank and cause a financial crisis we just give them tax payers money as a reward rather than putting them in jail.
We need to do something to help the poor in our society. So many people are struggling financially and it's important to try and help them out of the hole they are in.
In so many cases it's not their fault. They are usually ordinary hard-working people but who have been caught up in the entire credit crisis thing. For many people the value of their home has collapsed and they can't raise any money against it. For others, particularly older people, it's a reduction in the value of their retirement portfolio which has had the result that they are forced back into looking for work.
For others it's a reduction in working hours or pay.
We have thousands of people who are even living in their cars.
There is a big rise in the number of people with credit problems. Bad credit is an issue for people who are looking to borrow, although this can be addressed.
All of these issues are things which can be addressed by government if it is prepared to put in the time, work and finances. There should be a place in every town where financially distressed people can go for independent advice about managing their finances better.
Rather than giving taxpayers money to the rich, when they stuff up, we should be using it to support the poor who are suffering from the problems caused by the rich.
I believe that we have an obligation to everyone in society. Whether they be rich or poor, old or young, educated or uneducated, working or unemployed. Everyone, no matter how down and out they are has a right to be protected by the more powerful in our society.
It's time for the government to step up and take responsibility for those who are less well off than themselves.
I don't know who's going to do it. There doesn't seem to be many politicians around who are willing to even consider this issue. They are more interested in sending troops to Iraq than they are interested in helping our own citizens who are facing serious stresses in the life from issues caused by others.
I don't know who will address it but someone has to address it. If it's left to get worse it will be bad for all of us.